Insurance Nightmare: What to Do If You're Hit by an Uninsured Motorcyclist in Texas?

Nothing will ruin your weekend quite like the prospect of getting hit by an uninsured motorcyclist on your way to work, especially if you were just minding your own business and never meant to put yourself in harm’s way. But what happens if it does happen? What steps should you take to ensure you can make it through this harrowing experience with as little hassle as possible? This guide will go over what you should do after getting hit by an uninsured motorcyclist in Houston, Texas, including how to hire the right Houston motorcycle accident attorney who can help you protect your rights of getting compensation for all losses and damages.

Understanding What Happens When One Driver Hits Another without Insurance

In short, what happens when one driver hits another without insurance is a series of actions, beginning with any injuries sustained by those involved. Many personal injury lawyers will ask clients with even relatively minor injuries (like bruises and whiplash) to go to their doctor and get them documented. Before you do anything else if you’re hit without insurance, get checked out. Visit the doctor; keep your medical prescription safely, so that lawyer can use those records to prove another party at fault.

This process can help you prove your case later on. Next, it’s time to file a claim against your own auto insurance company for medical expenses or other damages related to your accident. Then, it’s time to contact a wrongful death attorney near me if someone was killed in your accident—and yes, wrongful death lawsuits can be filed even if no one died as a result of being hit by an uninsured motorcyclist. The next step?

Does the at-fault driver have auto or health insurance?

In most cases, it’s best to consult with a personal injury attorney first. A lawyer can advise you on your best options for moving forward. Personal Injury lawyers often have relationships with medical professionals and experts (such as accident reconstructionist) who are familiar with insurance matters and can offer valuable insight into your situation. Some doctors will even provide a written statement of your condition without charging you; any statement like that is fair game if you ever file a lawsuit.

Is the other driver responsible for your medical bills, lost wages, pain and suffering?

Unfortunately, you cannot collect from a driver who lacks liability insurance. In fact, under state law, all motor vehicle owners are required to carry minimum levels of liability insurance coverage – usually $30,000 per person injured in an accident and $60,000 for all persons or property injured. So if you’re hit by a driver who has no insurance at all (or insufficient coverage), it’s most likely that your medical bills and other damages will fall on you.

How long can it take to settle a serious injury claim against someone who doesn't have a car or health insurance?

The amount of time it takes for a car accident or bike wreck victim to receive a settlement from someone who doesn't have insurance can be difficult to predict, but what is clear is that it won't happen overnight. Unfortunately, if your injuries aren't life-threatening, you will likely have no choice but to wait for things like long periods of negotiation and legal wrangling before you get any sort of resolution. This can be frustrating for accident victims with medical bills piling up, especially if their insurance has already run out. Fortunately, Car Crash Lawyer Houston is here to help you against the at-fault party.

Ways to protect yourself when another driver won't pay your medical bills after hitting you

It's scary enough to think about being hit by an uninsured driver in your car, but what happens if you're on your motorcycle and get hit by someone who doesn't have liability insurance? It can be especially frightening if you or your loved ones are injured, and you wonder how you're going to pay for their medical care or how you'll be able to cover your losses if you cannot work.

Find out if your insurance will cover you. Even if your insurance doesn't cover you, they might be able to help fight a claim brought against you by someone else. Speak with Houston Personal Injury lawyers and find out how they can help protect your rights. Depending on what type of injuries you sustained, your bills may become overwhelming. Knowing where to turn for help is important.